HR 3221 THREE NEW TIMES ADDED Emergency update conference call. Only 25 lines will be open per call. First call was 6PM Sunday August 17, 2008 - Eastern time zone. The first call was a huge hit nationwide. Lines were expanded and we kept adding people. The call lasted nearly three hours because of Q&A which required almost 2 full hours. After these three online conferences this information and control of the call will be turned over to BBREI and the cost will be $99. New times may be added. Check back often. No CE Credits are available but missing this online hour could cost you thousands. By the time it gets approved for CE you won't need to learn it - you will have already experienced it. At least SEVEN of these items can be vital to your success for the remainder of 2008. Failure to have this knowledge could cause harm to yourself as a buyer or your clients as a seller/agent. One Hour + Online and Call In Presentation $30.00 US Per Line - Reservation Only What is your full name? Where are you from? Which time slot? EASTERN TIMES Tue Aug 19 10AM Wed Aug 20 6PM Thur Aug 21 1PM Who needs to be on this call? Agents - This information has not yet been published or taught in this detail. Sellers - If you are selling a home you must know this information. Buyers - Almost everything that has not changed before is changing now. Loan Officers - Chances are your broker doesn't even know this yet. Politicians - Your constituents will be asking - how will you answer? Talk Show Hosts - You better know this information NOW! Journalists - writing about this? Here are your answers. What we will cover: Changes to FHA - some immediately in the the coming weeks Changes to Fannie and Freddie - major changes that will affect you DPA - what is the real story about down payment assistance? Lending Limits - floors and ceiling and future FTHB Tax Credit - how does it really work? FHFA - what is it and what does it replace? Timeline - Modernization Key Components Timeline And more ... The speaker will be Ken Cook, Vice President of Novation Mortgage. Ken is a member of the National Association of Mortgage Brokers, a contributor to the Georgia Real Estate Report and lecturer for the John Adam's Real Estate Institute at Emory University.

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