First Time Home
Buying
FIRST TIME HOME BUYERS!
So you have finally decided to become a property
owner. You may or may not realize the value of this decision and
almost certainly have never experienced the shopping and borrowing
process. If you have never been to a closing with your parents or
a friend we strongly urge you to attend one of our no cost to you
First Time Homebuyer's Workshops.
 Please do not confuse our Workshop with any of the little first time
homebuyer seminars you see advertised in the Sunday paper or at
your local bank. This is a full blown learning experience with
hands on training. It is highly intense and often includes special
keynote speakers.
First Time Homebuyers have special considerations not necessary
for those moving up, down sizing or relocating. There is
furniture, utility deposits, new towels, window dressings and
much more!
Perhaps the greatest anxiety with purchasing your first home
is the expenses and responsibilities associated with home
ownership. Anything that is new and which you have never
experienced can be a little frightening but with the power of
knowledge all of that can change. For information about the next
no-cost workshop contact
Ken Cook.
If you are not interested in attending the workshop you may
still contact one of us directly and we will answer your
questions about the various programs available. We do make
available first time home buyer financing from FHA, Fannie Mae
(FNMA), Freddie Mac (FHLMC), and many private lenders and other
investors.
THIS EVENT IS FOR HOME BUYERS (there are separate events for
mortgage brokers and real estate agents).
What you will learn:
How to find the home right for you
Whether or not to use a licensed real estate agent
Choosing the TYPE of home (construction and designation) right
for you
What an agent does for you
What to do if you change your mind after you make an offer
What to expect for home maintenance needs
Deciding whether or not to buy a home warranty
Unexpected expenses you will almost certainly encounter
What do you mean I have to buy the curtains and rods?
Sniffing out problems such as mold and termites
In-depth explanation of the LOAN PROCESS
How to know if you are getting the right loan at the right price
for you
How mortgage brokers and loan officers get paid
How credit affects your interest rate and loan terms
How the property type, price and condition affect your interest
rate and loan terms
Why some mortgage companies advertise really low rates and the
dangers of those loans
Understanding your credit report
Building or repairing your credit situation
Guarding your credit during the approval process
Understanding the appraisal process and how it affects my
purchase
What happens at the closing table
Whether or not to demand your closing attorney of choice
Much MUCH more!
The event is very fast paced and requires approximately one
hour of your time. It begins sharply at the advertised time so
please do not be late! You will be able to "raise your hand" and
ask questions at the end of the session.
You will get:
A copy of the presentation in PDF format
Access to the audio recording of the event if available
Email updates about changes in the market
Ongoing support via email even if you do not use our services
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